Insurance & Risk Protection

Protecting everything you’ve built — without over-insuring.

Insurance advice is one of the most important — and most misunderstood — areas of financial planning. The right cover protects your income, your family and your lifestyle. The wrong cover wastes money you could be investing. At Indigo, we get the balance right.

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Indigo Financial Planning Dean Denaro NSW - Insurance & Risk Protection
Insurance & Risk Protection

Why personal insurance advice matters.

Most Australians are either underinsured — without enough cover to protect their income and family — or they’re paying for cover they don’t need, in structures that don’t suit them. A proper insurance review looks at your total situation: your income, your debts, your family’s needs, what you already hold inside superannuation, and what would actually happen if you couldn’t work.

Indigo Financial Planning - Dean Denaro - NSW

Types of cover we advise on

  • Life insurance — providing a lump sum to your family if you pass away, to clear debt and fund their future
  • Total and permanent disability (TPD) — a lump sum payment if you’re permanently unable to work
  • Income protection — replacing up to 70% of your income if you’re unable to work due to illness or injury
  • Trauma insurance — a lump sum on diagnosis of a specified serious illness such as cancer, heart attack or stroke
  • Business expenses insurance — covering fixed business costs if a business owner is unable to work
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Indigo Financial Planning Dean Denaro - NSW

Who this is for;

  • Anyone who hasn’t reviewed their personal insurance in the last three years
  • Business owners who need to protect their income and their business simultaneously
  • People who hold insurance inside super but have never had it properly reviewed
  • Clients approaching retirement who may need to wind down some cover and reallocate premiums

Ready to get started?

Book a consultation to review your insurance position with Dean.

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