We work with a select number of clients across the Bega Valley, Far South Coast and major cities. Our clients are different in age and circumstance, but they share one thing — they’re serious about getting their financial life properly sorted.
Here are the three people we help most.
You’re 50–65, still working, and retirement is on the horizon.
You’ve worked hard, built up super and maybe some property, and you’re starting to think seriously about when you can actually stop working — and whether what you’ve accumulated will be enough.
The problem is you’ve been too busy building your life to build a proper financial plan. You’re not sure if your super is in the right fund or the right investment option. You haven’t done a proper review in years. And retirement feels like something you’ll deal with ‘soon’.
Soon is now. The five years before retirement are the most important financial planning window of your life. The decisions you make in this period — around super contributions, debt, investment structure and income planning — have a disproportionate impact on the retirement you end up with.
We help pre-retirees build a clear, written plan with a retirement date, a target income, and a strategy to get there — so retirement stops being something that happens to you and starts being something you’ve designed.
You’re already retired — or close to it — and you want income certainty.
Retirement looked straightforward until you got here. Now you’re navigating account-based pensions, Centrelink means testing, drawdown rates, and the nagging question of whether your money will last as long as you do.
You may have been self-managing or with a large institution that doesn’t really know your name. You want someone local, someone accountable, and someone who will actually pick up the phone.
We help retirees structure their income to last — using bucket strategies to manage short and long-term money, optimising Centrelink entitlements, reviewing estate planning to make sure assets go where they’re intended, and keeping portfolios aligned to where you are in life.
Our clients in retirement sleep better knowing there’s a plan, someone watching it, and a number they can call.
You’re in Sydney, Melbourne or Canberra — and you’re planning your move to the Far South Coast.
The Far South Coast is calling. You’ve been dreaming about it for years — the coastline, the pace, the lifestyle. Now you’re starting to make it real.
But the financial side of a sea-change is more complex than most people expect. There are decisions to make about your city property, your superannuation, your income structure in retirement, and how you fund the life you’re moving toward.
The best time to find a local financial planner at your retirement destination is before you move — when there’s still time to structure everything properly. We work with city-based clients via video call through the entire planning and transition process, so everything is in place before you arrive.
We know the Far South Coast. We live here. And we understand what it actually costs — and takes — to retire well in this region.